HSBC Business Current Accounts

HSBC is one of the world’s largest banking groups, serving over 37 million customers globally.

HSBC offers two different current accounts for businesses in the UK, detailed below.

HSBC Electronic Banking Tariff

Electronic Banking Taiff is available to Business Banking customers who prefer to use 'remote' channels such as internet and telephone banking with a turnover upto £10m

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HSBC Start Up Account

Free banking for 12 months on your primary account when you start your business with HSBC. After your free business banking period ends you’ll move onto the tariff that you choose when you open your account and you’ll pay an account maintenance fee of £6.50 per month plus charges depending on the services you use. Choice of two tariffs to suit the way you bank. Small Business Tariff could be suitable if your business mainly handles cash or cheques. Electronic Banking Tariff could be suitable if your business banks mainly online or by phone.

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HSBC Switcher Account

Free banking for 12 months on your primary account when you switch your banking to HSBC. After your free business banking period ends, you will move onto the tariff that you choose when you open your account and you will pay an account maintenance fee of £6.50 per month plus charges depending on the services you use. Choice of two tariffs to suit the way you bank. Small Business Tariff could be suitable if your business mainly handles cash or cheques. Electronic Banking Tariff could be suitable if your business banks mainly online or by phone.

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HSBC Small Business Tariff

Available to Business Banking customers who handles mostly cash or cheques with a turnover upto £10m

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Community Account

Community Account for club, society or charity (annual turnover of under £100k), churches (and other places of worship), executors and administrators there is no turnover limit.

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Schools and Colleges Account

To manage your school's everyday finances or for a separate account for specialist activities.

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HSBC Kinetic Current Account

The HSBC Kinetic Current Account is a mobile first business current account.

Features and benefits:

  • Pay In Cash and Cheques

    Customers can pay-in cheques using the HSBC Kinetic app. Cash and cheques may also be paid in at any HSBC UK branch or Post Office®. T&Cs, fees and limits apply.

  • Google Workspace Partner Benefits

    25% off your first year of Google Workspace Business Starter plan, Google Workspace seamlessly brings together messaging, meetings, docs, and tasks -all built with trusted Google security and running on the cleanest global cloud.

  • Ember Partner Benefit
  • HSBC Business offers

    Explore the many ways your HSBC Kinetic Business Debit Card can support your organisation by accessing exclusive discounts on your spend from big brands.

  • HSBC Kinetic International Payments

    Send and receive money to/from over 200 countries and territories using the HSBC Kinetic Current Account.

  • Arranged overdraft

    From £100.00 to £30000.00 EAR: 15.39%

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HSBC Start up account for Business Banking

Free banking on your primary account for 12 months when you open your business account with HSBC. When your free business banking period ends you’ll move onto either our Small Business Banking or Business Banking Account depending on your business needs. You'll pay an account maintenance fee plus charges depending on the services you use. Any additional or secondary accounts will be charged in line with our Small Business Banking or Business Banking tariffs.

Features and benefits:

  • HSBC Business offers

    Explore the many ways your HSBC Business card can support your organisation by accessing exclusive discounts on your spend from big brands.

  • Arranged overdraft

    From £1.00 to £100000.00 EAR: 15.39%

Find out more

Charitable Bank Account

Charitable Bank Account offers everyday banking at a reduced price to charities and not-for-profit organisations with a charitable purpose

Features and benefits:

  • HSBC Business offers

    Explore the many ways your HSBC Business card can support your organisation by accessing exclusive discounts on your spend from big brands.

  • Arranged overdraft

    From £1.00 to £100000.00 EAR: 15.39%

Find out more

HSBC Switcher account for Small Business Banking

Free banking on your primary account for 12 months when you switch your business account to HSBC. When your free business banking period ends you’ll move onto either our Small Business Banking or Business Banking Account depending on your business needs. You'll pay an account maintenance fee plus charges depending on the services you use. Any additional or secondary accounts will be charged in line with our Small Business Banking or Business Banking tariffs.

Features and benefits:

  • HSBC Business offers

    Explore the many ways your HSBC Business card can support your organisation by accessing exclusive discounts on your spend from big brands.

  • Arranged overdraft

    From £1.00 to £100000.00 EAR: 15.39%

Find out more

HSBC Small Business Banking Account

Small Business Banking customers are typically small enterprises (including not-for-profits) with borrowing needs of up to £100k. Their everyday transactional banking products and needs wouldn’t require the support of a Relationship Manager. (Government lending schemes are subject to different limits.)

Features and benefits:

  • HSBC Business offers

    Explore the many ways your HSBC Business card can support your organisation by accessing exclusive discounts on your spend from big brands.

  • Arranged overdraft

    From £1.00 to £100000.00 EAR: 15.39%

Find out more

HSBC Business Banking Account

Business Banking customers are typically small and medium sized enterprises (including not-for-profits) with product needs that require support through a dedicated Relationship Manager, who work alongside our specialist teams. Our Relationship Managers can provide transactional banking and funding solutions of over £100k (both domestically and internationally).

Features and benefits:

  • HSBC Business offers

    Explore the many ways your HSBC Business card can support your organisation by accessing exclusive discounts on your spend from big brands.

  • Arranged overdraft

    From £1.00 to £100000.00 EAR: 15.39%

Find out more

HSBC Switcher account for Business Banking

Free banking on your primary account for 12 months when you switch your business account to HSBC. When your free business banking period ends you’ll move onto either our Small Business Banking or Business Banking Account depending on your business needs. You'll pay an account maintenance fee plus charges depending on the services you use. Any additional or secondary accounts will be charged in line with our Small Business Banking or Business Banking tariffs.

Features and benefits:

  • HSBC Business offers

    Explore the many ways your HSBC Business card can support your organisation by accessing exclusive discounts on your spend from big brands.

  • Arranged overdraft

    From £1.00 to £100000.00 EAR: 15.39%

Find out more

HSBC Start up account for Small Business Banking

Free banking on your primary account for 12 months when you open your business account with HSBC. When your free business banking period ends you’ll move onto either our Small Business Banking or Business Banking Account depending on your business needs. You'll pay an account maintenance fee plus charges depending on the services you use. Any additional or secondary accounts will be charged in line with our Small Business Banking or Business Banking tariffs.

Features and benefits:

  • HSBC Business offers

    Explore the many ways your HSBC Business card can support your organisation by accessing exclusive discounts on your spend from big brands.

  • Arranged overdraft

    From £1.00 to £100000.00 EAR: 15.39%

Find out more

Compare current accounts